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Sheffield Credit Union: Loans reviews

View other Sheffield Credit Union products
4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S
Read all reviews Write a review

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

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Sheffield Credit Union Loans reviews (2765)

A great way to save and borrow

5
I use this service every year and have done for years and will continue to do so Reviewed on: 1st September 2021
Nigel Stokesmoorhouse's avatar
Nigel Stokesmoorhouse

Fair lending

5
I found the Sheffield credit union an incredibly fair lender. Reviewed on: 1st September 2021
Penny Bland 's avatar
Penny Bland

Good

3
Good services from Sheffield credit union no complaints except not being able to access my savings at all Reviewed on: 1st September 2021
Nisheena Divers's avatar
Nisheena Divers

Interest

3
The way they add interest in loans is strange they take 50% of every loan repayment which means the loan is taking longer to pay off and the loan repayments don’t come Down. Reviewed on: 1st September 2021
heathpaul@icloud.com's avatar
[email protected]

Sheffield Credit Union

5
Sheffield Credit Union do some great work locally. They have a really great SCUBA account for people who find it difficult to manage their money, to make sure their bills are paid (it is sort of a jam jar account). I have recommended the account to quite a few people who i though would benefit over the years. They have always engaged at various events and shows in order to try and get the message out to as many people as possible. Reviewed on: 1st September 2021
D's avatar
D

Outstanding service

5
Sheffield credit union provides very reasonable loan offers. I had a period of bad credit in the past, it was only Sheffield credit union that offered me hope even though I didn’t end up taking out the loan because my other half threw me a lifeline. Reviewed on: 1st September 2021
fatouduks@yahoo.co.uk's avatar
[email protected]

Brilliant

5
I have been with credibility years and highly recommend it Reviewed on: 1st September 2021
Danielle Lee's avatar
Danielle Lee

Awesome

5
They’re brilliant………………………………………. Reviewed on: 1st September 2021
Masoud Rahmani's avatar
Masoud Rahmani

Great community service

5
I have been with credit union for years it has help me save also help me with uniform funding for my large brood also difficult times such as Christmas and upcoming events Iv always been able to communicate well with credit union and have always got a response to help me with my enquiries Reviewed on: 1st September 2021
Zoe Sharrock's avatar
Zoe Sharrock

Really good and I recommend them brilliant service helped me out a lot

5
Excellent company to get loans from Reviewed on: 1st September 2021
Jamie hetherington's avatar
Jamie hetherington

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