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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (2766 reviews)

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4.85

Based on 2,766 reviews, last reviewed 1st Sep 2026

71% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

we have a along with Sheffield now our credit is exc... we have a along with Sheffield now our credit is excellent. My wife went to the lawnmower shop to buy a leaf blower. Your credit loan officer told her... Read more Reviewed on: 1st September 2026

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

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Sheffield Credit Union Loans reviews (2766)

affordable emergency loans

I've had 2 loans from SCU, 1 for a new fridge and the other to replace a stolen mobile phone. Being on ESA I would have been entitled to the budgeting loan from DWP but you have to pay back about £30 per giro, with SCU I'm only paying £13 which makes it much more affordable. Reviewed on: 1st September 2021

A great way to save and borrow

I use this service every year and have done for years and will continue to do so Reviewed on: 1st September 2021

Fair lending

I found the Sheffield credit union an incredibly fair lender. Reviewed on: 1st September 2021

Good

Good services from Sheffield credit union no complaints except not being able to access my savings at all Reviewed on: 1st September 2021

Interest

The way they add interest in loans is strange they take 50% of every loan repayment which means the loan is taking longer to pay off and the loan repayments don’t come Down. Reviewed on: 1st September 2021

Sheffield Credit Union

Sheffield Credit Union do some great work locally. They have a really great SCUBA account for people who find it difficult to manage their money, to make sure their bills are paid (it is sort of a jam jar account). I have recommended the account to quite a few people who i though would benefit over the years. They have always engaged at various events and shows in order to try and get the message out to as many people as possible. Reviewed on: 1st September 2021

Outstanding service

Sheffield credit union provides very reasonable loan offers. I had a period of bad credit in the past, it was only Sheffield credit union that offered me hope even though I didn’t end up taking out the loan because my other half threw me a lifeline. Reviewed on: 1st September 2021

Brilliant

I have been with credibility years and highly recommend it Reviewed on: 1st September 2021

Awesome

They’re brilliant………………………………………. Reviewed on: 1st September 2021

Great community service

I have been with credit union for years it has help me save also help me with uniform funding for my large brood also difficult times such as Christmas and upcoming events Iv always been able to communicate well with credit union and have always got a response to help me with my enquiries Reviewed on: 1st September 2021

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