Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.94
Based on 2,741 reviews, last reviewed 1st May 2026
156% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was done easy as I’m working away they he... Everything was done easy as I’m working away they helped me all through the process Reviewed on: 1st May 2026
Naff's avatar
Naff

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2741)

Nominating credit union

4
I've always had clear explanations and they've always been helpful. Reviewed on: 31st July 2021

Fantastic team of people , lovely staff

5
I’m always singing the praises of the Sheffield credit union team they’re a joy & also recommending the credit union business. The staff are always extremely helpful & welcoming. I’ve been a member many years & I’ve never had a bad experience with them . Brilliant. I’d always keep my credit union account & that’s very much to do with the staff, they’re brill ! Nichola G x Reviewed on: 8th July 2021

Outstanding

5
I have been a member of the Sheffield Credit Union for many years and have only the highest praise for the experience that I have had. I have been helped on many occasions in securing an affordable, manageable loan at a time when I was struggling as a single parent with four children. The whole process of securing a loan has felt efficient,straightforward and person centred and care is taken to ensure that the borrower is able to meet the repayments. The Credit Union provides a resource for the community that enables those who might not ordinarily be able to access this support from a bank to get the help they need and tailors it to the individual. They are responsible lenders encouraging saving while borrowing. I take every opportunity to recommend the Credit Union to others. Reviewed on: 30th June 2021

Caring

5
Sheffield Credit Union go the extra mile to meet my needs Reviewed on: 29th June 2021

Efficient and speedy service.

5
As above, the whole process was straightforward. Reviewed on: 25th June 2021

Excellent friendly staff always

4
Always been there when iv needed them in some hard times. Reviewed on: 23rd June 2021

Great organisation

5
Great organisation - does a lot to help local people and the community Reviewed on: 23rd June 2021

Understand all curcumstanes

5
I have been with credit union for for a couple of years now and found they understand all curcumstanes. Reviewed on: 22nd June 2021

Great service

5
Great way to save best thing I've ever done low cost loans for the unexpected events in life highly recommended Reviewed on: 19th June 2021

Credit union-amazing!!

5
Credit union has given me the opportunity to achieve many savings goals at a low rate directly through my payroll and I have benefitted from The payroll loan service successfully. Without stress and anxiety. Reviewed on: 19th June 2021

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products