Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,718 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026
G wood's avatar
G wood

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2718)

Applied for a loan and customer service was very hel...

5
Applied for a loan and customer service was very helpful. Excellent rates whilst also still saving. Reviewed on: 24th June 2025

Very quick turnaround on my application

5
Very quick turnaround on my application Reviewed on: 24th June 2025

Easy to combine savings and loans can navigate to wh...

5
Easy to combine savings and loans can navigate to what I need without any issues. Always help via phone or email Reviewed on: 24th June 2025

Helpful and Fair Loan Service

5
I had a positive experience with Sheffield Credit Union when applying for a loan. The application process was straightforward, and the staff were friendly and understanding. The interest rates were much more reasonable than payday lenders, and they were transparent about the repayment terms. It's great to see a community-focused financial service that supports people fairly. I would definitely recommend them if you're looking for a responsible borrowing option. Reviewed on: 24th June 2025

I have saving and loans very friendly and quick and...

4
I have saving and loans very friendly and quick and easy Reviewed on: 24th June 2025

Absolutely fantastic, always helpful and always the...

5
Absolutely fantastic, always helpful and always there to help Reviewed on: 24th June 2025

They are always there to help.

5
They are always there to help. The loans they are offering are always affordable and paid very quickly. The savings that come with the loan are also amazing. I never realise how fast money is saving while paying back my loan. Absolutly fantastic! Reviewed on: 24th June 2025

Fast payouts and desicions.

5
Fast payouts and desicions. Great customer service Reviewed on: 24th June 2025

Woman was lovely on the phone.

5
Woman was lovely on the phone. No one else would help me out with a loan and these guys have literally saved my life. Small monthly repayments straight out my bank each month. Thankyou guys so so much Reviewed on: 24th June 2025

Very friendly staff.

5
Very friendly staff. Very quick to respond easy and simple application Reviewed on: 18th June 2025

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products