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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2722 reviews)

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4.93

Based on 2,722 reviews, last reviewed 17th Apr 2026

13% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent customer service Excellent customer service provided by friendly staff along with an easy straight forward application process and fast decisions and processing Reviewed on: 17th April 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2722)

Friendly and easy access

Friendly and easy access to different choices of saving and loan request Reviewed on: 24th June 2025

Great service from my initial enquiry.

Great service from my initial enquiry. Application was done online, then turned to the human touch. Reviewed on: 24th June 2025

Absolutely an amazing company to go with for loans a...

Absolutely an amazing company to go with for loans and savings for you and your children really helped me out over the years. I would definitely recommend Sheffield credit union Reviewed on: 24th June 2025

Very efficient an straightforward application.

Very efficient an straightforward application. Easy people to talk to Reviewed on: 24th June 2025

Applied for a loan and customer service was very hel...

Applied for a loan and customer service was very helpful. Excellent rates whilst also still saving. Reviewed on: 24th June 2025

Very quick turnaround on my application

Very quick turnaround on my application Reviewed on: 24th June 2025

Easy to combine savings and loans can navigate to wh...

Easy to combine savings and loans can navigate to what I need without any issues. Always help via phone or email Reviewed on: 24th June 2025

Helpful and Fair Loan Service

I had a positive experience with Sheffield Credit Union when applying for a loan. The application process was straightforward, and the staff were friendly and understanding. The interest rates were much more reasonable than payday lenders, and they were transparent about the repayment terms. It's great to see a community-focused financial service that supports people fairly. I would definitely recommend them if you're looking for a responsible borrowing option. Reviewed on: 24th June 2025

I have saving and loans very friendly and quick and...

I have saving and loans very friendly and quick and easy Reviewed on: 24th June 2025

Absolutely fantastic, always helpful and always the...

Absolutely fantastic, always helpful and always there to help Reviewed on: 24th June 2025

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