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Sheffield Credit Union: Loans reviews

4.85
Based on 2,766 reviews, last reviewed 1st Sep 2026
71% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

we have a along with Sheffield now our credit is exc... we have a along with Sheffield now our credit is excellent. My wife went to the lawnmower shop to buy a leaf blower. Your credit loan officer told her... Read more Reviewed on: 1st September 2026
james messina's avatar
james messina

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2766)

Incredibly helpful and facilitating

5
I moved over to Sheffield from Ireland in 2019 and needed some assistance whilst I was starting up my new job in the local university. The process to apply for a loan and set up my savings account was so clear and well explained to me. They reviewed my options with me and provided me with great advice. Incredibly friendly and professional service. Highly recommended. Reviewed on: 1st September 2021

Amazing

5
This company has really help me over the current situation Reviewed on: 1st September 2021

Great company

5
Very helpful, make applying for loans so easy and straightforward and the money is deducted from my benefits before it comes to me. 100% recommend. Reviewed on: 1st September 2021

So easy

5
You can save as much or as little as you like, I have been a member for over 10 years and I think I always will be Reviewed on: 1st September 2021

Highly recommend

5
Always there when I need to borrow money when I’m struggling. Always happy to help Reviewed on: 2nd August 2021

Nominating credit union

4
I've always had clear explanations and they've always been helpful. Reviewed on: 31st July 2021

Fantastic team of people , lovely staff

5
I’m always singing the praises of the Sheffield credit union team they’re a joy & also recommending the credit union business. The staff are always extremely helpful & welcoming. I’ve been a member many years & I’ve never had a bad experience with them . Brilliant. I’d always keep my credit union account & that’s very much to do with the staff, they’re brill ! Nichola G x Reviewed on: 8th July 2021

Outstanding

5
I have been a member of the Sheffield Credit Union for many years and have only the highest praise for the experience that I have had. I have been helped on many occasions in securing an affordable, manageable loan at a time when I was struggling as a single parent with four children. The whole process of securing a loan has felt efficient,straightforward and person centred and care is taken to ensure that the borrower is able to meet the repayments. The Credit Union provides a resource for the community that enables those who might not ordinarily be able to access this support from a bank to get the help they need and tailors it to the individual. They are responsible lenders encouraging saving while borrowing. I take every opportunity to recommend the Credit Union to others. Reviewed on: 30th June 2021

Caring

5
Sheffield Credit Union go the extra mile to meet my needs Reviewed on: 29th June 2021

Efficient and speedy service.

5
As above, the whole process was straightforward. Reviewed on: 25th June 2021

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