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Sheffield Credit Union: Loans reviews

4.94
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2719)

Excellent, person centred service

5
They are very professional and make you feel special.They treat you with respect and respect your views without prejudice. Always a pleasure to do business with. Reviewed on: 10th June 2021

Easy to sort friendly and professional

5
Fantastic start to finish helped me loads easy to talk to and very professional Reviewed on: 10th June 2021

Why Sheffield Credit Union?

5
I've been a member of Sheffield Credit Union for almost 10 years now and in that time I've been able to save whilst being able to access loans when I need them. Sheffield Credit Union make this effortlessly simple through there online portal and excellent staff who offer top class customer service and are friendly and down to earth. I always recommend Sheffield Credit Union to friends and family who are looking for an alternative to banks or loan companies. Joining Sheffield Credit Union was simple and fast and one of the best decisions I've made, I will continue to be a member as well as spreading the word to potential new customers. 100% recommend! Reviewed on: 10th June 2021

Serving Sheffield's Community

5
A straightforward way to serve the community by encouraging saving and facilitating affordable loans. Thank you. Reviewed on: 10th June 2021

Always there to help

5
My credit was damaged from a debt relief order a few years ago but no matter how much I built it back up no one would even consider me for a loan. Sheffield credit union gave me a chance with a small loan and I am so grateful they did. I am now on my third loan with them a d my credit just keeps getting better. They've allowed me to not only do this but to use the money for essential items I would never have been able to buy without their help. Reviewed on: 10th June 2021

brilliant place to save

5
i love how easy it is and how friendly and helpful all the staff are Reviewed on: 10th June 2021

Proud to be a member

5
Proof that financial services don't have to be run at the cost of humanitarian policies. Sheffield Credit Union actively assists members manage their finances, not by selling them more products, but by making available advice and services designed with a range of needs in mind. I'm proud that my savings benefit me and others, not the shareholders behind the big banks Reviewed on: 10th June 2021

Helpful and caring company

5
Very reasonable rates and they have been very helpful during the lockdown would reccomend to any one Reviewed on: 10th June 2021

Trustworthy banking

5
I use the credit union because I like their ethics, they provide an efficient, friendly service with real personal communication, which Is lacking in big organisations. Reviewed on: 10th June 2021

Savings

5
I have found this to be the perfect way to save for me its the perfect savings pot for big items I wouldn't normally be able to afford Reviewed on: 10th June 2021

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