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Sheffield Credit Union: Loans reviews

4.94
Based on 2,719 reviews, last reviewed 6th Mar 2026
17% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

No stress, good customer service, straight forward q... No stress, good customer service, straight forward questions... Reviewed on: 6th March 2026
Dyna 's avatar
Dyna

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2719)

Very good service

3
It is what it is good customer service use online or call Reviewed on: 9th June 2021

Has helped me no end of times.

5
I have been using this for over 2 decades and has really helped me with unexpected and expected expenses. The staff are friendly and helpful,they know what they are doing. The only downside is that it is hard to contact by phone so might put off technophobes sometimes. There when you need it. Reviewed on: 9th June 2021

Good customer service.

5
Customer satisfaction is priority. Reviewed on: 9th June 2021

Helpful way to save

5
I have been fortunate enough to only borrow once since opening my account with credit union and that proved a very easy operation. It is good to know that I can save with a company who lend with responsibility. Reviewed on: 9th June 2021

Perfectly on spot

5
Always gives their customers the best services expected. It is worth joining and sticking with them. Reviewed on: 9th June 2021

Reliable, Friendly, Affordable

4
I am a Credit union customer and I have money taken from my wages which goes into my Savings each month. I have had a Lone in the past the interest was Lower than from the bank and staff were really friendly and helpful. Definitely recommend Reviewed on: 9th June 2021

Miracle when you need one

5
Signed up over 12years ago Im happy i signed up as its not easy been a single parent with unexpected bills or unforeseen circumstances without any other financial support. Reviewed on: 9th June 2021

Never had a problem with credit union and will forever use them

5
The best company ive ever used would highly recommend Reviewed on: 9th June 2021

Amazing credit union

5
I have had a couple or loans now and the staff are kind and considerate Reviewed on: 9th June 2021

Great for saving

5
I have managed to save my money for the last few years with my branch of the credit union. It just goes by direct debit every month and I don’t even think about it. When I needed some money for my furniture it was all there waiting. I also managed to have enough saved for deposit on my car. Great to know I didn’t need to get a loan. Brilliant way of helping people like me on benefits to save Reviewed on: 9th June 2021

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