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Sheffield Credit Union: Loans reviews

4.88
Based on 2,765 reviews, last reviewed 19th Jun 2026
514% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026
Chidozie M's avatar
Chidozie M

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

Excellent service

5
I never have had to worry about getting my money out as soon as I do it,it’s in the bank same day brilliant service Reviewed on: 9th June 2021

Excellent service

5
Excellent service that is both easy to use online and in person. Caters for my needs and is simple and efficient to use. Reviewed on: 9th June 2021

Customer service team were helpful and call back when I left a message for them to call me back.

5
Loan applications are quick and easy especially in lock down. Reviewed on: 9th June 2021

supportive staff and prompt service

5
I wanted to borrow some money for a new front door. The staff helped me through the process, were very kind and explained everything carefully and without being patronising Reviewed on: 9th June 2021

Excellent customer service

5
Sheffield credit union has good good customer services they are always ready to help you, treat you good there services is awesome. Reviewed on: 9th June 2021

Friendly none judgemental service

5
Understanding members of staff who genuinely care and try to help . They do not judge you and you don’t feel worried/apprehensive / ashamed about sharing your financial circs Reviewed on: 9th June 2021

Try it

5
Helped me out gave me the breathing space to regroup and learn from mistakes. Reviewed on: 9th June 2021

Help through thick and thin

5
I have been with Sheffield Credit Union for many years. When I first joined the Credit Union I was heavily in debt and on a Debt Management Programmet with CCCS (now called StepChange). Being part of Sheffield Credit Union helped me immensely in my slow climb out of the debt I had become burdened with. At various stages I have had loans and at other times I have been able to save with the Credit Union. Throughout that time Sheffield Credit Union were always friendly and helpful. I am now in a much better and more comfortable personal financial position and am very pleased to be able to save more with Sheffield Credit Union and hopefully help them to help other people...people who are currently in the position I was in 10 or 15 years ago. Reviewed on: 9th June 2021

Excellent service

5
The staff at the Sheffield branch are professional, helpful and friendly. It's a pleasure being a customer and doing business with them. Reviewed on: 9th June 2021

Fast & efficient

5
So helpful, friendly staff that go out of their way to help. They make the whole process so stress free. Quick and efficient. Reviewed on: 9th June 2021

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