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Sheffield Credit Union: Loans reviews

4.93
Based on 2,718 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026
G wood's avatar
G wood

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2718)

Always there when I need extra help!

5
Had loans with credit union for over 4 years. Brilliant customer service and the best interest rates by far. Reviewed on: 9th June 2021

Great ethical lenders

5
Sheffield credit union really helped me out when I was in a lot of debt; as ethical lenders they didn’t offer me more than I could pay back, and they advised on the best way to manage my finances moving forward. Reviewed on: 9th June 2021

Excellent service, even through these trying times.

5
I had to transfer some funds, although everyone was working from home,the process went through seamlessly. Can't thank the staff enough. Reviewed on: 9th June 2021

A helpful and reliable organisation.

5
They have always been attentive, understanding and offer great advice on their services and all that they offer. Also being able to create a savings account that isn't at a big bank is a good option. Reviewed on: 9th June 2021

Fantastic products, excellent service

5
It so lovely to be treated fairly by people who really care. The range of services offered are hard to better and it’s great to know that my money is in safe hands. Reviewed on: 9th June 2021

Professional, and quick.

5
Would recommend if you want to get your credit history back on track. Reviewed on: 9th June 2021

Sheffield Cup supports people

5
we have saved with Sheffield for many years, because we know our money will be used wisely to help people lead better lives Reviewed on: 9th June 2021

Great value for money

5
Cheap affordable rates, they help low income families afford to be able to lend where the big lenders don’t Reviewed on: 9th June 2021

Secure and fantastic service!

5
I make regular savings by payroll deduction, it couldn't be easier to access my money. Even through covid the credit union have kept everything working efficiently. Dedicated staff and excellent customer service, 5 stars plus for me! Reviewed on: 9th June 2021

Helps the people that need it most

5
I’ve got very bad credit rating and they took a chance on me so I could buy a car and sort a few household jobs. This has had a positive impact on my family’s life Reviewed on: 9th June 2021

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