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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2713 reviews)

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4.93

Based on 2,713 reviews, last reviewed 23rd Dec 2025

93% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2713)

Excellent service

Easy to use very friendly and an excellent attitude to customer service, the whole process from start to finish was made as easy and straight forward as possible Reviewed on: 25th June 2020

Great people and company worth their weight in gold!

Great service, good APR, very quick, reliable and care about those who are struggling with great rates/offers for people! Brilliant staff and service! Reviewed on: 25th June 2020

Happy

Great place make me always feel welcome and understanding always explains thing to me well as I am dyslexia and don't always understand. But I've never had any problems. I'm very grateful for all there help Reviewed on: 25th June 2020

Fair and Intelligent lending

I've had a loan from Sheffield Credit Union and was impressed by their loan rates, but also their care in ensuring that the loan was right for me. I was going to withdraw savings to buy something I needed, but SCU suggested that I take out a loan and showed me that I could combine repayments over a comfortable term, with continuing to save, and protect my capital. When did you get that approach from a bank? Reviewed on: 25th June 2020

Really really helpful

Offered me a lower cost loan when I desperately needed one to sort out my finances Reviewed on: 25th June 2020

Clear and affordable loans

Really happy with the loan I received affordable and easy application Reviewed on: 25th June 2020

Review

Best place to save abit of money for Xmas and good apr on loans. Staff are amazing especially Sarah who will help people any way she can. Reviewed on: 25th June 2020

Reassuring

I have been saving with Sheffield Credit Union for several years and have had loans which were very low interest rates and easy to repay. The staff are great, very sympathetic and explain things very well and the online account is simple and very efficient. The best thing is loan interest goes down after 3rd loan (loyalty loan). I have a very low income and can't afford to pay the banks interest charges and definitely don't want a credit card. I joined SCU after being in debt and very stressed, even though I could only save a small amount per month, they gave me a small loan which really helped me at that time. I save every week and now my daughter has become a member too. I like the principles of credit unions and am a firm supporter. Reviewed on: 25th June 2020

Credit union is great

All staff and experiences with credit union are always positive. All services they provide have helped me save money and borrow when needed. Reviewed on: 25th June 2020

Miss susan m moore

My experience, was a very good, I would recommend, credit union, they so plolite, and really helpful, all the years I have been with credit union, Reviewed on: 25th June 2020

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