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Sheffield Credit Union: Loans reviews

4.93
Based on 2,713 reviews, last reviewed 23rd Dec 2025
93% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025
caroline rose's avatar
caroline rose

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2713)

Grate

5
The staff are really friendly and welcoming , they have the time to explain things though Reviewed on: 25th June 2020

Good staff

5
I use it for savings but find the staff Very friendly an always on hand to help, good service Reviewed on: 25th June 2020

Help when you need it

5
Always there and reliable when there is an emergency to allow Reviewed on: 25th June 2020

Excellent services

5
I have always received an excellent service from credit union I’m so glad I found out about them! Reviewed on: 25th June 2020

Thank you Sheffield credit union

5
I have been with Sheffield credit union since roughly 2006 I have never in all this time had any problems with credit union. When I struggled when they first went online they did everything they could to help me get in and the problem was solved on the same day. The staff are very helpful and also empathetic towards their customers. I have been in a few struggles through life (financially) I don't know what situation I would be in right now if it wasn't for the help I have received over the years from Sheffield credit union. The loans are easy to apply for and easy to repay. I had my benefits stopped and credit union did everything they could to help me manage repayments without too much stress. I have a list of mental health problems and I can be a bit short tempered. As I said I have been with credit union since 2006/2007? And I can proudly say I have never once been angry towards the staff or the company. Well done to whoever it is that hires the staff. Reviewed on: 25th June 2020

Escaping the cruel debt trap.

4
I know first hand, how personally and socially damaging serious debt is. Sheffield Credit Union has helped me to think about managing money. I have slowly managed to claw my way out of this deep dark pit of debt even to the point of actually having some meagre savings! The important part though is that although my saving may seem insignificant, Sheffield Credit Union can employ this wisely in helping others to get back on their feet. This has the wider social benefit of raising the prosperity of the local economy as a whole. By providing a system for alleviating the collective misery of this often neglected region, Sheffield Credit Union allows me to be pround to contribute to lifting the spirits of our great community. Reviewed on: 25th June 2020

Can count on them

5
Always helped me out in a situation or had money troubles , needed white goods when something had broke , can’t fault this company brilliant Reviewed on: 25th June 2020

Top people

5
Would recommend to anyone, super helpful Reviewed on: 25th June 2020

Excellent

5
Very good to give loans out and very friendly staff Reviewed on: 25th June 2020

Great staff, great service

5
I will use again and recommend. Reviewed on: 25th June 2020

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