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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2713 reviews)

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4.93

Based on 2,713 reviews, last reviewed 23rd Dec 2025

93% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2713)

Great fantastic service

I been with Sheffield credit union 5 years very good staff are super friendly I strongly recommend very good service and excellent service thank you Reviewed on: 24th June 2020

Sheffield credit union

My experience of Sheffield credit union has been positive ever since I joined around 5 years ago. I have had loans and use the service for my savings. This enables others to benefit from the community pot. I have and will continue to recommend SCU. Excellent Service. Reviewed on: 24th June 2020

Credit union helps

I’ve been with credit union for about 5 years now and they have been so helpful and gave me loans when banks wouldn’t they are absolutely the best at commercial street Sheffield the staff are always polite friendly and very efficient I would recommend credit union 100 percent you are the best Kevin Haywood 19,Sewell road,Halfway Sheffield S20, 4GQ Reviewed on: 24th June 2020

Amazing service

Helped me pay off a car finance much lower apr rate also allowing me to save along side paying back my loan, personal service providing much more than financial assistance Reviewed on: 24th June 2020

thank you

I have been a customer with the Sheffield Credit Union for around 10 years. When I first began using the CU I had decided to start making changes in my life and to begin making a more conscious effort to manage my finances to enable me to better my life. I secured a loan from the CU to consolidate prebious debts. This was quite litrally life saving as I had not been able to get credit elsewhere due to my years of financial mismanagement and a poor credit rating as a result. This loan, and consolidating all the previous debts allowed me to get back on my feet and to go to University where I studied for my career on social work. Without this foundation I would not have been able to find the strength to go to University as debt is such a heavy burden to carry that anything else seems impossible to manage alongside. Debt is crippling. I have continued to use the CU to date, as opposed to other lending means; despite my credit rating improving greatly - Thanks to CU. The team are always personable, professional, always friendly and happy to assist. The service is swift and without issue each and every time. In my role as a social worker I always promoted the CU to all the families I worked with, to help them with money management, savings and loans. Sadly this is something I am not unable to do as often given my progression in role - Something which I also have the CU to thank for. The angels working in the CU have no idea the parts they play in bettering peoples lives - Thank-you! Many thanks, Matt 07472813181 Reviewed on: 24th June 2020

Reassuring and Trusted Support from Sheffield Credit Union

Credit unions are a vital community service and save people from racketeers and nasty loan sharks. When we needed a loan desperately they were sympathetic and gave us good advice. They didn't agree to the full amount we needed but what they lent helped us out of a very difficult situation. The repayment terms were clear. Saving (aka investing) with them is also straightforward and safe; I trust them. Reviewed on: 24th June 2020

Customer service

Sheffield credit union has been ver useful for savings and the account is easy to use on line and if you need to go into the branch The staff are polite friendly helpful and in these testing times they should be given praise where it is due and the service is secon to none Reviewed on: 24th June 2020

friendly staff quick n easy applications and low interest rates

been with them for 15+yrs staff friendly n easy to get your money Reviewed on: 24th June 2020

Supported me through the process

The staff were so helpful, they talked me through everything and answered all my questions. It was easy to access everything and al very supportive Reviewed on: 24th June 2020

Nice products and services

Nice experience, prompt services, nice staffs. Reviewed on: 24th June 2020

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