Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,713 reviews, last reviewed 23rd Dec 2025
93% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025
caroline rose's avatar
caroline rose

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2713)

Wow

5
No hassle down to earth staff all patient and helpful. Finance sorted quickly .No waiting or looking for ATM to withdraw or dep0sit savings Reviewed on: 24th June 2020

Excellent customer service

5
They are there to help when you are in a tight spot! They can sort out your finances and not just give you money, which doesn't always help but there for advice and help. It's the first time I ever had any savings! Reviewed on: 24th June 2020

Great service

5
Always there to help, understanding with peoples situations Reviewed on: 24th June 2020

Excellence

5
Excellent service and products very user friendly and fit for purpose Reviewed on: 24th June 2020

Supportive and Friendly

5
Sheffield Credit Union gives people an easy way to save and a safe way to take out a loan. The staff are friendly, knowledgeable and very supportive even when traditional high street lenders might not be Reviewed on: 24th June 2020

The best money experience

5
I've been with the Credit Union for many years now. I mainly just save for busy birthday months and Christmas. ( because I'm stingy ) but know that the SCU has the best interest rates in the country if I need a loan. However I contact them they promptly find an answer for me. Reviewed on: 24th June 2020

Been with SCU for 20 years

5
Excellent service. I started saving about 20 years ago as a single mum . Saving £2 a week! SCU proved invaluable, especially when saving for household items. I am a lot more financially stable and still find this service invaluable. I still use it for emergencies and the service odd holiday. 10/10 THANK YOU Reviewed on: 24th June 2020

Savings

5
I use their savings product, and since it's not link to my bank account it helps me to be able to save towards targets and plans. I have referred and recommended did for a lot of people. Reviewed on: 24th June 2020

Excellent & speedy service

5
Always on hand to deal with any issues , excellent service I had been a customer for over 20 years Reviewed on: 24th June 2020

Very good

5
They were really helpful and went through everything to ensure I understood it correctly. Reviewed on: 24th June 2020

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products