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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.87 (2756 reviews)

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4.87

Based on 2,756 reviews, last reviewed 4th Jun 2026

400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with them , always provided the b... Never had an issue with them , always provided the best support and so helpful in every way possible Reviewed on: 4th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2756)

Reassuring

I have been saving with Sheffield Credit Union for several years and have had loans which were very low interest rates and easy to repay. The staff are great, very sympathetic and explain things very well and the online account is simple and very efficient. The best thing is loan interest goes down after 3rd loan (loyalty loan). I have a very low income and can't afford to pay the banks interest charges and definitely don't want a credit card. I joined SCU after being in debt and very stressed, even though I could only save a small amount per month, they gave me a small loan which really helped me at that time. I save every week and now my daughter has become a member too. I like the principles of credit unions and am a firm supporter. Reviewed on: 25th June 2020

Credit union is great

All staff and experiences with credit union are always positive. All services they provide have helped me save money and borrow when needed. Reviewed on: 25th June 2020

Miss susan m moore

My experience, was a very good, I would recommend, credit union, they so plolite, and really helpful, all the years I have been with credit union, Reviewed on: 25th June 2020

Grate

The staff are really friendly and welcoming , they have the time to explain things though Reviewed on: 25th June 2020

Good staff

I use it for savings but find the staff Very friendly an always on hand to help, good service Reviewed on: 25th June 2020

Help when you need it

Always there and reliable when there is an emergency to allow Reviewed on: 25th June 2020

Excellent services

I have always received an excellent service from credit union I’m so glad I found out about them! Reviewed on: 25th June 2020

Thank you Sheffield credit union

I have been with Sheffield credit union since roughly 2006 I have never in all this time had any problems with credit union. When I struggled when they first went online they did everything they could to help me get in and the problem was solved on the same day. The staff are very helpful and also empathetic towards their customers. I have been in a few struggles through life (financially) I don't know what situation I would be in right now if it wasn't for the help I have received over the years from Sheffield credit union. The loans are easy to apply for and easy to repay. I had my benefits stopped and credit union did everything they could to help me manage repayments without too much stress. I have a list of mental health problems and I can be a bit short tempered. As I said I have been with credit union since 2006/2007? And I can proudly say I have never once been angry towards the staff or the company. Well done to whoever it is that hires the staff. Reviewed on: 25th June 2020

Escaping the cruel debt trap.

I know first hand, how personally and socially damaging serious debt is. Sheffield Credit Union has helped me to think about managing money. I have slowly managed to claw my way out of this deep dark pit of debt even to the point of actually having some meagre savings! The important part though is that although my saving may seem insignificant, Sheffield Credit Union can employ this wisely in helping others to get back on their feet. This has the wider social benefit of raising the prosperity of the local economy as a whole. By providing a system for alleviating the collective misery of this often neglected region, Sheffield Credit Union allows me to be pround to contribute to lifting the spirits of our great community. Reviewed on: 25th June 2020

Can count on them

Always helped me out in a situation or had money troubles , needed white goods when something had broke , can’t fault this company brilliant Reviewed on: 25th June 2020

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