Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.94
Based on 2,705 reviews, last reviewed 22nd Aug 2025
35% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Gd rates first class people Gd rates first class people loans to suit all types of budgets Reviewed on: 22nd August 2025
Rachel W's avatar
Rachel W

Latest lowest rating:

2

Decision Get response very late . I just applied for a loan and received the decision very late. Reviewed on: 13th July 2025
Nithin J's avatar
Nithin J

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2705)

Loans and savings

5
Great customer service and always understanding Reviewed on: 24th June 2020

Wow

5
No hassle down to earth staff all patient and helpful. Finance sorted quickly .No waiting or looking for ATM to withdraw or dep0sit savings Reviewed on: 24th June 2020

Excellent customer service

5
They are there to help when you are in a tight spot! They can sort out your finances and not just give you money, which doesn't always help but there for advice and help. It's the first time I ever had any savings! Reviewed on: 24th June 2020

Great service

5
Always there to help, understanding with peoples situations Reviewed on: 24th June 2020

Excellence

5
Excellent service and products very user friendly and fit for purpose Reviewed on: 24th June 2020

Supportive and Friendly

5
Sheffield Credit Union gives people an easy way to save and a safe way to take out a loan. The staff are friendly, knowledgeable and very supportive even when traditional high street lenders might not be Reviewed on: 24th June 2020

The best money experience

5
I've been with the Credit Union for many years now. I mainly just save for busy birthday months and Christmas. ( because I'm stingy ) but know that the SCU has the best interest rates in the country if I need a loan. However I contact them they promptly find an answer for me. Reviewed on: 24th June 2020

Been with SCU for 20 years

5
Excellent service. I started saving about 20 years ago as a single mum . Saving £2 a week! SCU proved invaluable, especially when saving for household items. I am a lot more financially stable and still find this service invaluable. I still use it for emergencies and the service odd holiday. 10/10 THANK YOU Reviewed on: 24th June 2020

Savings

5
I use their savings product, and since it's not link to my bank account it helps me to be able to save towards targets and plans. I have referred and recommended did for a lot of people. Reviewed on: 24th June 2020

Excellent & speedy service

5
Always on hand to deal with any issues , excellent service I had been a customer for over 20 years Reviewed on: 24th June 2020

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products