Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,713 reviews, last reviewed 23rd Dec 2025
93% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025
caroline rose's avatar
caroline rose

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Review Sheffield Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Sheffield Credit Union Loans reviews (2713)

There always there will great advice and communicati...

5
There always there will great advice and communication is 5 star Reviewed on: 20th May 2025

Amazing staff who go the extra mile for people

5
Amazing staff who go the extra mile for people Reviewed on: 20th May 2025

SCU savings loans and budgeting accounts are the best

5
Quick application quick responses and decisions and very quick payout of loans. Great service with fantastic rates and repayments.Very friendly helpful staff always willing to help if they can and the only place I go for loans and said ings and budgeting account is fantastic as it gives peace of mind that bills are paid on time with money put to one side every week for bills and rest sent to you to cover normal living expenses savings etc. Great peace of mind and the last 12 years have been so easy and relaxing knowing I dont have to worry about remembering to pay my regular bills and not worrying about having to trawl through loads of companies to find good rates and quick easy application and good low repayments. I go to SCU for all my financial needs first and usually get the help I need as quick as they can get it sorted. 100%recommend them all the time for savings and loans etc Reviewed on: 19th May 2025

Been with credit union for a while now and it’s actu...

5
Been with credit union for a while now and it’s actually good it shows me my savings Reviewed on: 13th May 2025

Easy and helpful way to borrow money

5
Sheffield credit union is a great way to borrow money, staff and services are amazing, i always like the option of been able to save whilst paying of my loan, a great company !!! Reviewed on: 13th May 2025

It is so wonderful to discuss your situation with a...

5
It is so wonderful to discuss your situation with a person who shows empathy, listens and guides you to create a package specific to your individual needs. Professional, clear and simplified advice to guide you to affordable payments that fit around your life. You are supported through the administrative requirements where any questions are answered and explained clearly. Refreshingly you are assisted by the same friendly person from beginning to end. Nothing is too much trouble! Absolutely outstanding company. I have no hesitation in recommending Sheffield Credit Union . Exceptional service, friendly, approachable, fair. Reassuring to know they are there to guide you through in the event of life's twists and turns. Impressive and my winner every time! Reviewed on: 13th May 2025

Respectful

5
It was simple to understand the people very kind and helpful and respectful. Reviewed on: 10th May 2025

Sofar the my experience with sheffield credit union...

5
Sofar the my experience with sheffield credit union is good no complain with good customer services Reviewed on: 10th May 2025

Always friendly staff who will explain your loan and...

5
Always friendly staff who will explain your loan and savings to you in a professional way. I've been a customer for a long time, since they were Rothrsave. I rely on them for a yearly loan. Reviewed on: 10th May 2025

very helpful and reasonable needed a loan it was ver...

5
very helpful and reasonable needed a loan it was very quick Reviewed on: 9th May 2025

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products