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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2718 reviews)

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4.93

Based on 2,718 reviews, last reviewed 12th Feb 2026

40% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely helpful people, helped me out of a hard time... Lovely helpful people, helped me out of a hard time Reviewed on: 12th February 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2718)

Fast and affordable loans

Easy to manage loans that can come out of your income so you don't miss a payment! Reviewed on: 12th August 2023

Quick. Easy loan application

I applied for a loan online and the process is very simple and easy. I like that repayments also combine savings so at the end of the payment term you will have saved up a small amount of savings. The staff were always helpful and polite when talking on the phone. Thanks fir a hassle free loan Reviewed on: 12th August 2023

Sheffield Credit Union is there for everyone for every loan !

From a debt ridden with bad credit score it only took less than a year to build up my credit score by saving with Sheffield Credit Union and able to take out a loan. Reviewed on: 12th August 2023

Great

Great and wonderful service, they encourage good savings and give best advice on how to pay back loans Reviewed on: 12th August 2023

There when I needed the

It's simple really, when I was at a low point with regards to my finances, Sheffield credit union were the only ones to help me get back on my feet financially, it's because of them that I am now in the position financially that I am today. I'll be for every grateful to then for that Reviewed on: 12th August 2023

Loans

100% helped me out defo recommend Reviewed on: 12th August 2023

Affordable loans, fast decisions and good customer service.

I have been a member for many years (approximately 15+) and always have had a good experience when dealing with Sheffield credit union. I have found the loans affordable and an opportunity to save as I need, withdrawal is quick and easy if needed using the members app. Polite and quick decisions made when dealing with staff. Reviewed on: 12th August 2023

Credit union

Always there to help in all situations friendly lovley team can always rely on them to help with savings and loans the best. Reviewed on: 12th August 2023

Best supportive vommunity lender

Myself and my family have been with credit Union for years, they have got us for life as they are always willing to help if possible. Rates are kept at a low minimum too. Reviewed on: 12th August 2023

Best customer service ever ...

They have a great customer service really polite and very understanding Reviewed on: 12th August 2023

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