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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
15%
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2%
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0%
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1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

I would 100% recommend!

5
I would 100% recommend! I have opted for the 1 year fixed savings account on recommendation from MoneySavingExpert as it had the best rate Reviewed on: 26th January 2024
Kajal's avatar
Kajal

Excellent savings rates excellent service.

5
I was looking to invest over a period of 1 year. Smart Save rates were actually the best. Customer service was excellent and continues to be so with updates from the company as and even necessary.. setting up the account was easy as was the trensfer notwithstanding security and safety. Reviewed on: 26th January 2024
Malc M's avatar
Malc M

Smart save benefits.

5
Got the information I required about interest rates and gave me clear instructions as to my future options about my savings Reviewed on: 26th January 2024
James R's avatar
James R

Good rates, no problems.

5
Good rates, no problems. Easy website. Reviewed on: 26th January 2024
Ian n's avatar
Ian n

Quick and easy to set up savings account

5
Quick and easy to set up. I had a query regarding transferring into account and customer service answered and handled promptly. Reviewed on: 26th January 2024
Kara G's avatar
Kara G

Unable to take out more than on eproduct

3
Took out a 2-year fixed rate bond at a decent rate about 18 months ago but was disappointed to learn that I could not take out another product with Smartsave after that. Reviewed on: 26th January 2024
Iain of Dumfries's avatar
Iain of Dumfries

Easy to use website

5
Easy to use the website & customer service is very helpful if you need to use them Reviewed on: 26th January 2024
Cheryl F's avatar
Cheryl F

Wonderful!

5
Smooth easy experience with very competitive rates! Reviewed on: 26th January 2024
Dee's avatar
Dee

supersavysaver

5
good first time user straight forward Reviewed on: 26th January 2024
Lindabray's avatar
Lindabray

It’s a good service, I think a dedicated app would b...

4
It’s a good service, I think a dedicated app would be a great addition though Reviewed on: 26th January 2024
Esther E's avatar
Esther E

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