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SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
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2%
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0%
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1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

I put my money in a 1 year fix.

4
I put my money in a 1 year fix. It was all pretty smooth. No real contact apart from that. Reviewed on: 26th January 2024

Interest on savings is good and easy to open online

5
Good rate of interest on savings, and very easy and straightforward to open a account. Website is easy to navigate. Reviewed on: 26th January 2024

Im over 60 using a computer.

5
Im over 60 using a computer.. but found everything very easy and understood necessary forms etc. AND.. great rates! Win Win !! Reviewed on: 26th January 2024

Straight forward, no fuss process.

5
Straight forward, no fuss process. Reviewed on: 26th January 2024

I found SmartSave very easy to save with.

5
I found SmartSave very easy to save with. There systems worked very well and were easy to understand. A excellent interest rate was offered. Reviewed on: 26th January 2024

Smart Save had the best rates available at the time

5
SS had the best rates available at the time for savings and joining up and depositing my money was very easy. Would be good to have an app but otherwise I am happy with my experience. Reviewed on: 26th January 2024

10 out of 10 for Smartsave Customer Service staff

5
My first time saving with Smartsave & I had to contact customer service for some advice. They were so responsive and helpful, 10 out of 10 for their service. Reviewed on: 26th January 2024

Very pleased

5
Good communication which is explained in clear English also competitive interest rates with high street banks. Reviewed on: 26th January 2024

opened 1 year bond online great rates very easy to s...

5
opened 1 year bond online great rates very easy to set up after 1 year rate so good opened another 1 year bond Reviewed on: 26th January 2024

Hassle free.

5
Hassle free. Easy and convenient, Reviewed on: 26th January 2024

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