Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2549)

Had the best rate last year when I opened my account...

5
Had the best rate last year when I opened my account and looking at reinvesting this year still have top rate Reviewed on: 26th January 2024

ive not had any issues!

5
ive not had any issues! My money has been in a fixed savings account for 10 months and ive not had any problems Reviewed on: 26th January 2024

Easy Saving

4
Easy to manage log on and understand Reviewed on: 26th January 2024

Great service, regular updates.

5
Great service, regular updates. Trusted provider. Reviewed on: 26th January 2024

Top rate provider

4
Great rates and incredibly efficient and easy to set up and get the account running. Reviewed on: 26th January 2024

Contacted the customer service regarding an issue I...

5
Contacted the customer service regarding an issue I had and the staff helped me in a very professional manner to sort out the issue, also I like the fact that it is all done on line Reviewed on: 26th January 2024

Setting up the account was simple and I've had no de...

5
Setting up the account was simple and I've had no dealings with the bank since then. Reviewed on: 26th January 2024

Great service no problems whatsoever

5
Great service no problems whatsoever Reviewed on: 26th January 2024

Good from what I can tell

5
Good. No problems. I haven't had to be in touch so can't talk about customer service. Seems good to me. Reviewed on: 26th January 2024

Good rates but not functional website or even this f...

4
Good rates but not functional website or even this form is not working properly. Reviewed on: 26th January 2024

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review