Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

SmartSave Savings reviews (2549)

excellent rate of interest.

5
excellent rate of interest and at the end of the term for our investments everything went smoothly. Reviewed on: 26th January 2024

Friendly and helpful staff that replied to my questi...

5
Friendly and helpful staff that replied to my questions on the chat Reviewed on: 26th January 2024

Outstanding aw money and transfer f...

5
Easy to access account withdraw money and transfer funds, feel my money is in safe hands! Reviewed on: 26th January 2024

High interest rate.

5
High interest rate. Seems good to far. Yet to withdraw money to know any different. Reviewed on: 26th January 2024

Simple and easy to use , no complicated procedures

5
Simple and easy to use , no complicated procedures Reviewed on: 26th January 2024

So easy to set up and open the account.

5
So easy to set up and open the account. Very pleased Reviewed on: 26th January 2024

Informative, clear and easy to open an account online.

5
Informative, clear and easy to open an account online. Thanks Reviewed on: 26th January 2024

High interest when took out .

5
High interest when took out . Look forward to regular updates Reviewed on: 26th January 2024

Nothing to tell so far I save some money with them h...

4
Nothing to tell so far I save some money with them haven’t had any interaction at all sorry nothing more to say Reviewed on: 26th January 2024

Interest rates are always competitive

5
Interest rates are always competitive Reviewed on: 26th January 2024

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience. Write a review