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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

You're stuck with them for the period, there is no w...

1
You're stuck with them for the period, there is no way to get out, with, for example a month's interest penalty. Unless in extreme situation Reviewed on: 26th January 2024
Kirsty C's avatar
Kirsty C

Easy on-Line Saving Bank

5
Easy on-Line Saving Bank, everything went smoothly with transferring my saving to SmartSave Bank. Reviewed on: 26th January 2024
Ted B's avatar
Ted B

Good online service

5
Good online service - set up quickly for myself and my husband. Definately recommend to family & friends. Reviewed on: 26th January 2024
Nicola's avatar
Nicola

Very easy to apply for and good web access, with an...

5
Very easy to apply for and good web access, with an excellent savings rate. Reviewed on: 26th January 2024
Craig P's avatar
Craig P

I opened my account after seeing a recommendation on...

5
I opened my account after seeing a recommendation on Moneysaving expert. Very easy application process. Looking forward to benefiting from 6.11% interest at the end of the term. Reviewed on: 26th January 2024
Caroline F's avatar
Caroline F

Fabulous interest rate for fixed term

5
Fabulous interest rate for fixed term Reviewed on: 26th January 2024
Angela T's avatar
Angela T

What a great company Smart Save is.

5
What a great company Smart Save is. I've been banking with them for a number of years now. Very happy. Reviewed on: 26th January 2024
Pauly's avatar
Pauly

Happy Bunny

5
They provided the best rate of interest and the account was easy to set up. Reviewed on: 26th January 2024
Graham L's avatar
Graham L

As good as any

4
Easy to open . Await developments opened last summer fixed rate Reviewed on: 26th January 2024
Foz's avatar
Foz

Easy to use.

5
Easy to use. Professional service Reviewed on: 26th January 2024
Sharon I's avatar
Sharon I

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