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SmartSave: Savings reviews

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4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Excellent rates and easy to set up & access

5
Excellent rates and easy to set up ; access Reviewed on: 26th January 2024
Simon O's avatar
Simon O

SmartSave - love them

5
SmartSave are an excellent organisation. Very helpful and great interest rates on savings. The website is easy to navigate and it’s got good security. I feel confident that my savings are bing well managed. Reviewed on: 26th January 2024
Mark N's avatar
Mark N

Competitive rates great service

5
Easily found on search engine, very competitive interest rates, good communication and great experience all round. Interest earned was in my account bang in time! Reviewed on: 26th January 2024
Julia F's avatar
Julia F

Great customer experience, great products.

5
Great customer experience, great products. Couldn’t ask for more Reviewed on: 26th January 2024
Paul W's avatar
Paul W

efficient and easy to deal with over the phone

5
efficient and easy to deal with over the phone Reviewed on: 26th January 2024
Lee Belford's avatar
Lee Belford

Good savings option

5
Good rates. Easy to use website. User friendly processes. Appropriate level of communication. Reviewed on: 26th January 2024
CHRISTINA 's avatar
CHRISTINA

Good straightforward savings account.

4
Good straightforward savings account. . . Competitive interest. . . Not allowed to open multiple fixed rate bonds. Reviewed on: 26th January 2024
Jacqueline R's avatar
Jacqueline R

As an elderly widow I’m able to manage my finances w...

5
As an elderly widow I’m able to manage my finances with Smart Save with confidence. So easy to negotiate the site and understand the workings. Reviewed on: 26th January 2024
Valerie B's avatar
Valerie B

Investment No Brainer!

5
I invested £40,000, at the start of 2023, in a one year fixed rate with SmartSave. I made a very good rate of return on my investment with SmartSave. At the end of the one year term SmartSave offered me the best one year fixed rate I could find anywhere for 2024, so I reinvested the previous £40,000, plus the 2023 interest, into another one year fixed rate with SmartSave for 2024! Reviewed on: 26th January 2024
Paul S's avatar
Paul S

First rate service and easy to use

5
First rate service and easy to use Reviewed on: 26th January 2024
Trevor M's avatar
Trevor M

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