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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very pleased with experience with smart save

5
Very pleased with experience with smart save Reviewed on: 26th January 2024
Sally Ferguson's avatar
Sally Ferguson

Very competitive banking

5
Very competitive and efficient. Spoilt for choice. All the best rates on show at once. Just pick what you need and it doesn't take long to get it done. Will always use this super service and happy to recommend Reviewed on: 26th January 2024
simon w's avatar
simon w

Excellent rates and easy to set up & access

5
Excellent rates and easy to set up ; access Reviewed on: 26th January 2024
Simon O's avatar
Simon O

SmartSave - love them

5
SmartSave are an excellent organisation. Very helpful and great interest rates on savings. The website is easy to navigate and it’s got good security. I feel confident that my savings are bing well managed. Reviewed on: 26th January 2024
Mark N's avatar
Mark N

Competitive rates great service

5
Easily found on search engine, very competitive interest rates, good communication and great experience all round. Interest earned was in my account bang in time! Reviewed on: 26th January 2024
Julia F's avatar
Julia F

Great customer experience, great products.

5
Great customer experience, great products. Couldn’t ask for more Reviewed on: 26th January 2024
Paul W's avatar
Paul W

efficient and easy to deal with over the phone

5
efficient and easy to deal with over the phone Reviewed on: 26th January 2024
Lee Belford's avatar
Lee Belford

Good savings option

5
Good rates. Easy to use website. User friendly processes. Appropriate level of communication. Reviewed on: 26th January 2024
CHRISTINA 's avatar
CHRISTINA

Good straightforward savings account.

4
Good straightforward savings account. . . Competitive interest. . . Not allowed to open multiple fixed rate bonds. Reviewed on: 26th January 2024
Jacqueline R's avatar
Jacqueline R

As an elderly widow I’m able to manage my finances w...

5
As an elderly widow I’m able to manage my finances with Smart Save with confidence. So easy to negotiate the site and understand the workings. Reviewed on: 26th January 2024
Valerie B's avatar
Valerie B

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