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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Investment No Brainer!

5
I invested £40,000, at the start of 2023, in a one year fixed rate with SmartSave. I made a very good rate of return on my investment with SmartSave. At the end of the one year term SmartSave offered me the best one year fixed rate I could find anywhere for 2024, so I reinvested the previous £40,000, plus the 2023 interest, into another one year fixed rate with SmartSave for 2024! Reviewed on: 26th January 2024
Paul S's avatar
Paul S

First rate service and easy to use

5
First rate service and easy to use Reviewed on: 26th January 2024
Trevor M's avatar
Trevor M

I needed to invest money for a short fixed term and...

5
I needed to invest money for a short fixed term and SmartSave offered the best rate for my money Reviewed on: 26th January 2024
Betsy 's avatar
Betsy

Smartsave is the smartest of all

5
Easy to use website and very competitive savings rates. Reviewed on: 26th January 2024
Mick Brown's avatar
Mick Brown

Opened new account easy to set up good rate of inter...

5
Opened new account easy to set up good rate of interest fixed for 12 months Reviewed on: 26th January 2024
gedb's avatar
gedb

Excellent

5
Easy.. wish there was an app tho so I can keep track of my money easier Reviewed on: 26th January 2024
Andrea T's avatar
Andrea T

Does what it says on the tin

4
The account is easy to access and see transactions. Correspondence is received when relevant and easy to select options when coming to the end of a fixed term. Reviewed on: 26th January 2024
Dex 's avatar
Dex

Very easy to set up cash isa online.

5
Very easy to set up cash isa online. Competitive rate Reviewed on: 26th January 2024
Rob H's avatar
Rob H

Easy to set up

5
I have had no issues with them so haven't really had to deal with them but it was simple to set up a savings account Reviewed on: 26th January 2024
DSA's avatar
DSA

Easy to use, competitive rates.

4
Easy to use, competitive rates. Good customer service. Good communication. Reviewed on: 26th January 2024
Arthur MJ's avatar
Arthur MJ

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