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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Fixed 1 year savings.

5
Easy to set up and transfer money. Great interest rate. Reviewed on: 26th January 2024

Reasonable experience.

4
Easy online to use. Would prefer an acknowledgment of money paid into my account. Reviewed on: 26th January 2024

Good interest rates and easy to understand website

4
Good interest rates and easy to understand website Reviewed on: 26th January 2024

BEST SAVINGS ACCOUNT EVER..

5
I'm not suprised Smart Save has been awarded this recognition,it's the best savings account I ever had Reviewed on: 26th January 2024

Easy and Worthwhile Investment

5
I set up a one-year inestment account online - a very easy process at a competitive rate. They keep in regular touch and are available if there are questions. Reviewed on: 26th January 2024

Easy to open, excellent rates and hassle free

5
Easy to open, excellent rates and hassle free Reviewed on: 26th January 2024

Clear, easy to use, fast, with excellent rates

5
Clear, easy to use, fast, with excellent rates Reviewed on: 26th January 2024

Efficient to sign up, however, calling customer serv...

4
Efficient to sign up, however, calling customer service takes too long. Reviewed on: 26th January 2024

Good range of saving products,

5
Good range of saving products, easy to set up. No problems. Reviewed on: 26th January 2024

Great service

5
Great service - can't fault the experience so far Reviewed on: 26th January 2024

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