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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Trouble Free Investing

5
The process of investing my money was trouble free and quite easy. I have not had any experience with talking to customer service as the whole process was painless. Reviewed on: 26th January 2024
Jackie C's avatar
Jackie C

Solid Service decent rates

5
Good rate although not the best scalable easy to do and reasonable comms Reviewed on: 26th January 2024
Helen H's avatar
Helen H

Very Easy to join.

5
Very Easy to join. informed when account coming to close and I imagine and hope it will be an easy exit also. I will continue saving with you Reviewed on: 26th January 2024
Wendy W's avatar
Wendy W

easy way to savee

5
Easy to set up savings, communication excellent Reviewed on: 26th January 2024
Warren P's avatar
Warren P

Good recommendation from a friend

5
Smart Save was recommended to me by a friend and as it had been featured on Martins money programme I decided it was a safe bet for a dabble! Very simple to do with an easy to navigate website Reviewed on: 26th January 2024
Jo S's avatar
Jo S

Easy to set up and open the account and then with go...

5
Easy to set up and open the account and then with good interest rates and customer service, what else could I need? Reviewed on: 26th January 2024
John Lloyd's avatar
John Lloyd

Excellent rates and great service

5
I have a fixed rate savings account with Smart save at an excellent interest rate at the time I took it out. I will definitely consider taking out another with Smart save when my current one matures. Their customer service was excellent when I needed to speak to them. Reviewed on: 26th January 2024
Jane W's avatar
Jane W

Easy access and an excellent way of saving

5
Easy access and an excellent way of saving Reviewed on: 26th January 2024
Robert G's avatar
Robert G

Opening my account was very easy, clear instructions...

5
Opening my account was very easy, clear instructions throughout the process. When the term of my account was up I received comprehensive information about my choices/next steps. Reviewed on: 26th January 2024
Joanne W's avatar
Joanne W

So easy to set up the account and great rate...

5
So easy to set up the account and great rate Reviewed on: 26th January 2024
Jayne 's avatar
Jayne

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