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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Simple, straightforward, excellent value for money.

5
Simple, straightforward, excellent value for money. Reviewed on: 26th January 2024

Very good, easy to invest and monitor balances.

5
Very good, easy to invest and monitor balances. Reviewed on: 26th January 2024

Transparent.transparent

5
Transparent. Easy to understand and navigate there services. Reviewed on: 26th January 2024

Easy and friendly to set up an account.

5
Very easy to set up fixed interest account. Was not complicated. Seemed very friendly. Reviewed on: 26th January 2024

Great product and service

5
Great savings rates, online simple to use - very happy with service. Reviewed on: 26th January 2024

Saves Money!

5
Comes is great, always clear and have helped save a lot of money last year Reviewed on: 26th January 2024

Easy online service.

4
Easy online service. Very simple to use. Reviewed on: 26th January 2024

Easy to use.

5
Easy to use. Good rate of interest. Easy to renew a maturing account. Reviewed on: 26th January 2024

Very efficient and knowledgeable staff

5
Very efficient and knowledgeable staff Reviewed on: 26th January 2024

The Computer Says No

1
Poor invested £49k then offered options after 1yr fix coming to the end unable to take up due to ‘algorithm’ advising not eligible. Reviewed on: 26th January 2024

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