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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

havent had to ask smartsave for anything just have a...

4
havent had to ask smartsave for anything just have a 5 year savings account Reviewed on: 26th January 2024
Grantley W's avatar
Grantley W

Great interest rates

5
Great interest rates, easy setup and clear communications Reviewed on: 26th January 2024
Darren F's avatar
Darren F

Easy to use Website and excellent rates

4
Easy to use Website and excellent rates Reviewed on: 26th January 2024
James D's avatar
James D

I have a 1-year fixed rate bond.

5
I have a 1-year fixed rate bond. It was easy to set up and the interest rate is good. I have had no issues with it at all. Reviewed on: 26th January 2024
Edward Cunningham's avatar
Edward Cunningham

Smooth and easy to set-up, clear instructions and go...

5
Smooth and easy to set-up, clear instructions and good website Reviewed on: 26th January 2024
-'s avatar
-

Easy to navigate and set up account

5
Easy to navigate and set up account Reviewed on: 26th January 2024
Kay m's avatar
Kay m

5 star review

5
Simple and efficient process with great rates Reviewed on: 26th January 2024
Michael H's avatar
Michael H

Very easy sign up process with no issues

5
Very easy sign up process with no issues Reviewed on: 26th January 2024
Terry T's avatar
Terry T

Great experience!

5
Great experience!! I put some money away that I’m saving for a house and the interest rate was great for a 1 year fixed term. I know even better for more years! Reviewed on: 26th January 2024
Emma J's avatar
Emma J

Fixed rate 1 year bond

5
I took out a fixed rate savings plan last year , and it has matured this year. The interest rate was very good and the process to invest was very smooth. I have just reinvested as the rate was again up with the market leaders. Reviewed on: 26th January 2024
Andrew U's avatar
Andrew U

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