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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

great interest rates

5
Very easy to set up my account and transfer funds. Offering good interest rates beyond traditional banks. Would recommend to anyone who is looking for a fixed term interest account to look at using SmartSave. Regularly recommended by Martin Lewis Reviewed on: 26th January 2024
Smartsaver2's avatar
Smartsaver2

I've had nothing but good experiences so far

5
I've had nothing but good experiences so far with SmartSave. My account was easy to open and all funds were transferred in quickly. I've had no issues with SmartSave Reviewed on: 26th January 2024
OW's avatar
OW

Fantastic company to deal with thanks Billy

5
Fantastic company to deal with thanks Billy Reviewed on: 26th January 2024
William R's avatar
William R

Fairly straightforward, deposited my money and just...

5
Fairly straightforward, deposited my money and just left it for a year. Reviewed on: 26th January 2024
hannahc's avatar
hannahc

Ease of use

5
Very easy to set up and monitor. Really pleased with how it works Reviewed on: 26th January 2024
Matthew B's avatar
Matthew B

Very clear website and simple process to invest funds.

5
Very clear website and simple process to invest funds. Then easy to monitor ongoing. Reviewed on: 26th January 2024
Alan R's avatar
Alan R

Very easy app to understand and tools procedures

5
Very easy app to understand and tools procedures Reviewed on: 26th January 2024
Bob C's avatar
Bob C

Easy to access and online services are positive.

4
Easy to access and online services are positive. Reviewed on: 26th January 2024
Grinder R's avatar
Grinder R

Great rates and service.

4
Great rates and service. All the information clearly laid out. Reviewed on: 26th January 2024
John I's avatar
John I

Easy to use website, good explanations for the diffe...

5
Easy to use website, good explanations for the different accounts available, and very competitive interest rates. Reviewed on: 26th January 2024
Neil W's avatar
Neil W

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