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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Stress free and easy to use, intuitive process.

5
Stress free and easy to use, intuitive process. Reviewed on: 26th January 2024

Good rates , easy access to account

5
Good rates , easy access to account Reviewed on: 26th January 2024

Fantastic interest on my savings

5
Fantastic interest on my savings Reviewed on: 26th January 2024

Very east to use.

5
Very east to use. Preferably there would be an app Reviewed on: 26th January 2024

Can’t fault the interest rate.

4
Can’t fault the interest rate. Digital interface feels a bit archaic. An app would be great. Reviewed on: 26th January 2024

Always provides great interest rates

5
Setting up the account online was extremely straight forward Reviewed on: 26th January 2024

Easy to use.

5
Easy to use. Online access to account is great. Good interest rate and everyone I have dealt with have been helpful. Reviewed on: 26th January 2024

Easy to open account and good rate

5
Easy to open account and good rate Reviewed on: 26th January 2024

Easy to set up - good rates

5
I found it very easy to set up an account and start saving. The saving rates were excellent as well Reviewed on: 26th January 2024

Easy to use App.

5
Set up account online - very easy to use app Reviewed on: 26th January 2024

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