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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Competitive rates and user friendly service

5
Offer very competitive rates with a simple and user friendly service. Reviewed on: 26th January 2024
Tommy's avatar
Tommy

Good service

5
All good. Good rates and good service Reviewed on: 26th January 2024
Dilesh Madhaparia's avatar
Dilesh Madhaparia

Fixed term saving

5
Very easy on line transaction for a fixed one year savings account. Reviewed on: 26th January 2024
Philip J's avatar
Philip J

Easy to set up and good interest rate.

5
Easy to set up and good interest rate. Reviewed on: 26th January 2024
S M's avatar
S M

Easy to open; straightforward to check balance; good...

5
Easy to open; straightforward to check balance; good interest rate Reviewed on: 26th January 2024
Katherine T's avatar
Katherine T

renew ISA for 2nd year

5
easy to proceed with investment. Reviewed on: 26th January 2024
frank w's avatar
frank w

Setting up a 1 year fixed was simplicity itself.

5
Setting up a 1 year fixed was simplicity itself. Reviewed on: 26th January 2024
Vin V's avatar
Vin V

Recommended by Money Saving Expert.

5
Recommended by Money Saving Expert, we invested in the yearly bond product. The process was very simple and easy. Very good interest rate. Reviewed on: 26th January 2024
Patrick K's avatar
Patrick K

It's simply so simple and a great rate.

5
It's simply so simple and a great rate. I think about my savings once a year with Smart Save and always delighted to see how much interest I've earned. Reviewed on: 26th January 2024
Christopher N's avatar
Christopher N

I discovered the SmartSave fixed term savings accoun...

5
I discovered the SmartSave fixed term savings account via MSE and have been very pleased with the service over the past year. Reviewed on: 26th January 2024
Nick C's avatar
Nick C

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