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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Service response

4
No disruption, responsive to contact calls/emails Reviewed on: 26th January 2024
Daren's avatar
Daren

I know my money is safe with Smartsave as it was rec...

5
I know my money is safe with Smartsave as it was recommended by Martin Lewis the money saving expert. The rates are very competitive and I have invested with them for another term . Reviewed on: 26th January 2024
Dielpet29's avatar
Dielpet29

Very good service and competitive rates

5
Very good service and competitive rates Reviewed on: 26th January 2024
Darius T's avatar
Darius T

Simple and competitive savings

5
It was very simple and straightforward to open my fixed rate savings account online with Smart Save. I was attracted to their product as it had a very competitive interest rate. I will definitely be renewing my savings account with Smart Save when this one comes to term. Reviewed on: 26th January 2024
Carolyn M's avatar
Carolyn M

Good so far, web site does give some problems someti...

5
Good so far, web site does give some problems sometimes. Otherwise good. Reviewed on: 26th January 2024
John k's avatar
John k

Brilliant service

5
Really easy to register and deposit cash, as well as login to the platform Reviewed on: 26th January 2024
David B's avatar
David B

Mike's review

5
good, simple, helpful, easy to use Reviewed on: 26th January 2024
Mike P's avatar
Mike P

Easy to set up account and good rate on 1 year saver.

4
Easy to set up account and good rate on 1 year saver. Would prefer to receive interest on a monthly basis and to be able to manage savings on an app but overall pleased with the service. Reviewed on: 26th January 2024
Clare A's avatar
Clare A

What a pleasant, troublefree experience!

5
Easy to set up. Trustworthy and reliable. A pleasant and stress free experience Reviewed on: 26th January 2024
Tim Adams's avatar
Tim Adams

Was the best for me!

5
Has been the best and covered the period where ISAs had poor returns Reviewed on: 26th January 2024
Helen Martin's avatar
Helen Martin

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