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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good interest rate and easy application processs

Good interest rate and easy application processs Reviewed on: 26th January 2024

First time customer.

For a first time customer of smartsave I found it to be a quick and easy process to set up the account and transfer funds. The interest rate was the best at the time for the 1 year fixed rate. The rate did rise a few days later and i unfortunately missed out on this. But with the current fall in interest rates the fixed rate saving account has been great. I cannot speak for the quality of the customer service as I haven't not had the need to use them. Reviewed on: 26th January 2024

Good rates, could do with an app

Good rates, could do with an app Reviewed on: 26th January 2024

What's in a Name?

SmartSave lives up to its name, in terms of customer service, website user friendliness, and products offered Reviewed on: 26th January 2024

Old Man's investing fund.

My policy will mature this year and I will be looking to further invest for my future. The current interest rate is far better than others are offering and I would not hesitate to be telling all my family and friends to look in to investing their money with Smartsave. Reviewed on: 26th January 2024

It's been relatively easy and simple to set up!

It's been relatively easy and simple to set up! I transferred a lump sum in their 1 year fixed rate account and didn't need to do anything since until 2 weeks to my year they communicated with me options I'd like to do with my money and interest. Reviewed on: 26th January 2024

Sound way of improving your income.

I am new to using saving tools such as Smart Money and was somewhat concerned at what i was doing. A year has passed i am very pleased with the way things are working out. When a joined, i was very pleased with the service i was given. Would recommend. Reviewed on: 26th January 2024

Easiest online experience and real people to chat with

Easiest online experience and real people to chat with Reviewed on: 26th January 2024

Goodcustomer service via telephone

Goodcustomer service via telephone Reviewed on: 26th January 2024

2yr fixed rate bond

Good interest at time.2yr fixed rate bond hopefullyit will be higher this year.Don't insist on length of review it puts people off doing them. Reviewed on: 26th January 2024

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SmartSave: Savings reviews

200% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review SmartSave: Savings now

SmartSave Savings reviews (2549)

Good interest rate and easy application processs

First time customer.

Good rates, could do with an app

What's in a Name?

Old Man's investing fund.

It's been relatively easy and simple to set up!

Sound way of improving your income.

Easiest online experience and real people to chat with

Goodcustomer service via telephone

2yr fixed rate bond

Review SmartSave: Savings now

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