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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Investing the smart way!!

5
Great investment, great customer experience and fabulous all round experience. Inv Reviewed on: 26th January 2024
Mel B's avatar
Mel B

Good interest.

4
Good interest. Unusual, information-limited website, but limited options on a 1-year bond anyway. Reviewed on: 26th January 2024
Richard M's avatar
Richard M

I am very happy with the service from Smartsave

4
I am very happy with the service from Smartsave Reviewed on: 26th January 2024
Dennis's avatar
Dennis

Good reputation.

5
Easy to set up account. Being fixed rate you know exactly what interest you are achieving. Chose Smartsave because of a good reputation. So far it’s justified. Reviewed on: 26th January 2024
Lynn L's avatar
Lynn L

Easy to use with simple layout and offering good val...

5
Easy to use with simple layout and offering good value range of products Reviewed on: 26th January 2024
Mike Tilley's avatar
Mike Tilley

Been the perfect place for me to put my money.

5
Been the perfect place for me to put my money. Easy to open an account and the app is simple. No problems with communication so all in all a good deal. Reviewed on: 26th January 2024
Lynda H's avatar
Lynda H

1 Year Fixed Rate Saver.

5
1 Year Fixed Rate Saver. Best interest rate. Easy to set up and pay into the account. Now I sit back and wait for it to mature. Reviewed on: 26th January 2024
Anne C's avatar
Anne C

Informative & organised

5
Informative about end date approaching and deals available. Simple process to switch to new deal Reviewed on: 26th January 2024
C Hug's avatar
C Hug

Saving Made Simple

5
Applied and took out a 1 year savings plan with SmartSave and it couldn't have been easier to do. Everything was simple, with clear instructions on the SmartSave uncluttered, clean and professional website. Only took minutes to do. Logging into your account too, couldn't be easier, though maybe adding another security level wouldn't go amiss. Reviewed on: 26th January 2024
NF's avatar
NF

Efficient Banking.

5
Easy to understand instructions. Quick. Reviewed on: 26th January 2024
Fred W's avatar
Fred W

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