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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

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SmartSave Savings reviews (2549)

Quick and easy to set-up.

4
Quick and easy to set-up. Had to wait a few weeks to update my nominated account after I switched my Current Account, but other than that no problems at all. Reviewed on: 26th January 2024
Rob's avatar
Rob

2-year fixed rate saver In 2022

5
In 2022, I invested a lump sum in a fixed 2-year savings account. At the time it was the highest rate of interest available from what I regard as a trusted bank. I find the online platform extremely easy to use. Reviewed on: 26th January 2024
David's avatar
David

Competitive and ease of use.

5
Competitive and ease of use. Very happy Reviewed on: 26th January 2024
sarah w's avatar
sarah w

Quick and easy.

4
Quick and easy to set up account no hassle. Informative helpful staff. Reviewed on: 26th January 2024
Andy L's avatar
Andy L

I was pleased to see that if I reinvested my money I...

5
I was pleased to see that if I reinvested my money I was offered a good rate of interest. Communication was good and the website was easy to use Reviewed on: 26th January 2024
Judith W's avatar
Judith W

Very Satisfied

5
Good website explains everything well. Reviewed on: 26th January 2024
JK's avatar
JK

Account easy to open

5
Account easy to open. Not many options on the private area of the website but there isn’t much need really. It would be good to be able to download a statement as sometimes they are required if you’re asking for credit and need to show you have savings aside. Reviewed on: 26th January 2024
Gastone F's avatar
Gastone F

Top for interest

4
Very good website and interest rates Reviewed on: 26th January 2024
Anthony 's avatar
Anthony

Good rates, straightforward to set up.

5
Good rates, straightforward to set up. Reviewed on: 26th January 2024
Joanne J's avatar
Joanne J

Both my husband and myself have used Smartsave now f...

5
Both my husband and myself have used Smartsave now for a number of years. We have both found that they offer the best rates and are very easy to use. Reviewed on: 26th January 2024
Pauline B's avatar
Pauline B

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