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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good online service, competitive saving rate.

4
Good online service, competitive saving rate. Reviewed on: 26th January 2024
April W's avatar
April W

Smart way to go!

5
Quick and easy set up of savings plan, good communication. Customer service direct with a human and not a machine or international call centres. Reviewed on: 26th January 2024
Pickering's avatar
Pickering

Very straightforward to operate and with no complain...

5
Very straightforward to operate and with no complaints at all. Reviewed on: 26th January 2024
Charles W's avatar
Charles W

Good interest rates but unfortunately increased even...

5
Good interest rates but unfortunately increased even more a few days after but not given option to get them unfortunately Reviewed on: 26th January 2024
Chris's avatar
Chris

Great experience from beginning to end.

5
Great experience from beginning to end. Reviewed on: 26th January 2024
Lucy Q's avatar
Lucy Q

Fast registration and great return on savings.

5
Fast registration and great return on savings. SmartSave is so simple to join and great value I have recommended to all my friends Reviewed on: 26th January 2024
Laurent's avatar
Laurent

Would reccommend

5
Used thier fixed years savers bond - so easy to set up and competivite rates to boot! I have also gone on to help my brother to set up a similar account as I that that smart save where such a good bank to save with! Reviewed on: 26th January 2024
Jed G's avatar
Jed G

Very straightforward and clear information.

5
Very straightforward and clear information.Great interest rate. Reviewed on: 26th January 2024
Peter L's avatar
Peter L

Very competitive interest rates and good user friend...

5
Very competitive interest rates and good user friendly website and very simple account structure Reviewed on: 26th January 2024
Ian H's avatar
Ian H

Very positive - all so easy

5
I found it very easy to open a 1 year fixed saver with one of the best rates in the market. The app was useful to track my money, and at the the of the term I got clear communication re next steps. I will almost certainly reinvest with them when this term ends. Reviewed on: 26th January 2024
S.L.'s avatar
S.L.

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