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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Good great saving rate I have nothing negative to say.

3
Good great saving rate I have nothing negative to say. Reviewed on: 26th January 2024
Sally L's avatar
Sally L

Very good so far.

5
Very good so far. Few more updates would be nice though but generally can’t complain with the service. Very personable too. Reviewed on: 26th January 2024
Dan P's avatar
Dan P

Happy Customer

5
I’ve only had 1 year fixed accounts they have always been higher interest than most others with an easy app at maturity money straight into my bank. No problems do very happy customer. Reviewed on: 26th January 2024
Jane C's avatar
Jane C

Brilliant online guidance and interest rate

5
Brilliant online guidance and interest rate Reviewed on: 26th January 2024
Laura b's avatar
Laura b

Easy to join , great return on investment

5
Easy to join , great return on investment Reviewed on: 26th January 2024
Julie G's avatar
Julie G

Easy to open account and manage on line.

5
Easy to open account and manage on line. Always kept informed on state of account and new savings products.. Would recommend to anyone wishing to experience hazzle free banking with good returns. Reviewed on: 26th January 2024
Leon's avatar
Leon

Excellent interest rates, easy to set up and manage

4
Excellent interest rates, easy to set up and manage Reviewed on: 26th January 2024
Gary G's avatar
Gary G

Competitive rates and easy to set up.

5
Competitive rates and easy to set up. Reviewed on: 26th January 2024
Emmanuel G's avatar
Emmanuel G

Does what I need it to do

5
It's an online savings account and it does what I need it to do. Setting up an account was easy, website works and with any luck it's about to pay out. What more could you want? Reviewed on: 26th January 2024
MS's avatar
MS

The on line chat was very useful as for some reason...

5
The on line chat was very useful as for some reason I spelt my second name wrong Reviewed on: 26th January 2024
G c's avatar
G c

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