Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

GOOD abut not providing a long term, loyalty encoura...

4
GOOD abut not providing a long term, loyalty encouragement for savers. Reviewed on: 26th January 2024
Trevor 's avatar
Trevor

Saw Smartsave on Martin Lewis, looked at your site w...

4
Saw Smartsave on Martin Lewis, looked at your site with very competitive rates. Reviewed on: 26th January 2024
Christopher's avatar
Christopher

Smart Save is the Best Online Savings Provider Bar N...

5
Smart Save is the Best Online Savings Provider Bar None Reviewed on: 26th January 2024
Paul Q's avatar
Paul Q

Ever part of the process was easy.

5
Ever part of the process was easy. A good product. They have stayed in touch. Reviewed on: 26th January 2024
Anne's avatar
Anne

Fantastic interest rates and service

5
Fantastic interest rates and service Reviewed on: 26th January 2024
Alan's avatar
Alan

Great easy service and straightforward set up

5
Great easy service and straightforward set up Reviewed on: 26th January 2024
Lindsey's avatar
Lindsey

Easy way to top rates

5
I just need a savings account that is easy to set up and administer, and that gives a top rate of interest. Smartsave offers both, and it doesn't bombard you with unnecessary communications. Reviewed on: 26th January 2024
Andrew D's avatar
Andrew D

Very easy to set up

5
Very easy to set up When term is up they pay back promptly. Reviewed on: 26th January 2024
Jane B's avatar
Jane B

Simple operation, excellent rates offered

5
Simple operation, excellent rates offered Reviewed on: 26th January 2024
Stephen N's avatar
Stephen N

Used Smartsave for a number of years now.

5
Used Smartsave for a number of years now. Great company, great interest rates if saving spare cash. I would recommend Smartsave to friends and family. Reviewed on: 26th January 2024
Colin R's avatar
Colin R

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill