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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Using a 2 year locked savings account, no issues wit...

5
Using a 2 year locked savings account, no issues with the experience whatsover! Reviewed on: 26th January 2024
George B's avatar
George B

Smart Save is a great savings bank with simplistic i...

5
Smart Save is a great savings bank with simplistic information and an easy to use platform. Making my money feel trusted and secure Reviewed on: 26th January 2024
JH's avatar
JH

Simples!

5
Really easy process from start to finish. Clear and precise information at every stage. Reviewed on: 26th January 2024
Andrew M's avatar
Andrew M

highly competitive

5
Easy to contact and set up with highly competitive rates Reviewed on: 26th January 2024
Tracey S's avatar
Tracey S

Easy on line account

5
Easy to set up and check balance. All on line Reviewed on: 26th January 2024
Diane S's avatar
Diane S

Great experience so far.

5
Great experience so far. Easy to work with and getting a good return on my money Reviewed on: 26th January 2024
Dominique k's avatar
Dominique k

The account opening process was very simple and cust...

5
The account opening process was very simple and customer service were quick to help when I had a query. They’ve reached out towards the end of my term so that I can start making plans for the funds. Reviewed on: 26th January 2024
MarL's avatar
MarL

Easy to apply.

4
Easy to apply. Good customer service. Rates of interest could be higher. Reviewed on: 26th January 2024
Gillian L's avatar
Gillian L

Easy to set up account.

5
Easy to set up account. Good rates offered Reviewed on: 26th January 2024
Sarah C's avatar
Sarah C

Smooth no problems would happily use again although...

4
Smooth no problems would happily use again although a contact phone number would be good Reviewed on: 26th January 2024
Emerson F's avatar
Emerson F

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