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SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
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2%
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0%
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1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Smartsave gets my vote

5
Good rate of interest, easy processing when opening the account. No issues. Reviewed on: 26th January 2024

Easy and decent return

5
It was easy to set up my account and the helpful email reminders were excellent. At the point of starting the investment, the fixed rate was the best on the market. Reviewed on: 26th January 2024

Great simple process to start saving.

5
Really straightforward process to start saving. No complicated forms to be filled out and all done on line Reviewed on: 26th January 2024

Easy saving on line

5
I found that the on line site was easy to follow and interest rates were really good Reviewed on: 26th January 2024

No issues when I was going to reinvest.

4
No issues when I was going to reinvest. Reviewed on: 26th January 2024

Good account provider

4
Customer service is excellent, and account has a decent interest rate on the account. Only problem is if there’s another account that has a good interest rate and you change your mind, you can’t close it once it’s openeded. Make sure you open the account when the interest rate is right Reviewed on: 26th January 2024

Easy to apply for account with good interest rate

5
Application process straight forward. I've had no problems. Pleased with competitive interest rate. Reviewed on: 26th January 2024

Decent interest

4
Simple to set up the account, and with a decent rate of interest. Reviewed on: 26th January 2024

Very convenient and good value for money.

5
Very convenient and good value for money. Reviewed on: 26th January 2024

Easy to use site. Good return

5
Easy to use site. Good fixed return on my money Reviewed on: 26th January 2024

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