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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Very convenient and good value for money.

5
Very convenient and good value for money. Reviewed on: 26th January 2024

Easy to use site. Good return

5
Easy to use site. Good fixed return on my money Reviewed on: 26th January 2024

12 month fixed term was highlighted by Martin Lewis...

5
12 month fixed term was highlighted by Martin Lewis on moneysavingexpert. Easy to set up, informative and useful emails only (no spam). Was the easiest banking experience of my life. Reviewed on: 26th January 2024

Very easy to use and great rates.

5
Very easy to use and great rates. Reviewed on: 26th January 2024

Good Value solid and efficient

4
Good Value solid and efficient savings platform Reviewed on: 26th January 2024

Exactly what I was looking for

5
It was easy to open an account and customer service was good. Reviewed on: 26th January 2024

Easy to set up my account online, simple to navigate...

4
Easy to set up my account online, simple to navigate website. Reviewed on: 26th January 2024

good for fixed rates

5
yes good for ease of use & good fixed rate investments Reviewed on: 26th January 2024

good experience, I would recommend, no issues

4
good experience, I would recommend, no issues Reviewed on: 26th January 2024

Good products with excellent rates

5
Good products with excellent rates Reviewed on: 26th January 2024

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