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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Recommended by Martin Lewis.

5
Recommended by Martin Lewis.. excellent interest rate and easy to set up Reviewed on: 26th January 2024
Jacqueline K's avatar
Jacqueline K

Simple to set up

4
Simple to set up the account, and with a decent rate of interest. Reviewed on: 26th January 2024
NDW's avatar
NDW

Easy set up

5
Easy to set up and very easy to manage Reviewed on: 26th January 2024
Tracey M's avatar
Tracey M

My father’s inheritance

5
I inherited a sum of money when I lost my father not long after Covid, Smartsave fit the bill. I was money I had not expected and didn’t need, so I invested it for 2 year in a fixed rate and got a good deal Reviewed on: 26th January 2024
Stephen P's avatar
Stephen P

Recommended by Money saving Expert and very happy

5
Recommended by Money saving Expert and very happy Reviewed on: 26th January 2024
Lucy Bailey 's avatar
Lucy Bailey

Extending A/c top-up window to 4 or 6 mths.

5
Extending A/c top-up window to 4 or 6 mths.This might allow for other Saver Accounts from elsewhere that hadn't yet reached their expiry date at time of setting up SmartSaver A/c to be transferred. Reviewed on: 26th January 2024
FaN's avatar
FaN

Great user experience

5
Smartsave offer an easy to use and setup website, making the user experience very good and enjoyable. Interest rates are always very competitive, and I would have no hesitation recommending this to anyone. Reviewed on: 26th January 2024
Neville B's avatar
Neville B

Savings are secure and Safeave provide the best in...

5
Savings are secure and SmartSave provide the best interest rates available Reviewed on: 26th January 2024
Artie 's avatar
Artie

Easy to use service.

5
Easy to use service. Staff with an excellent product understanding. Great product offers. Everything made very easy. Reviewed on: 26th January 2024
Martin C's avatar
Martin C

10 out of 10.

5
10 out of 10. Super easy and simple to use. Reviewed on: 26th January 2024
Morgan H's avatar
Morgan H

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