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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Easy to use

5
Easy to use, help available if needed. Kept up to date. Reviewed on: 26th January 2024
Ca 's avatar
Ca

User Friendly

5
A great interest rate and easy to navigate website. Reviewed on: 26th January 2024
Jo's avatar
Jo

Perfect packages for savers!

5
Competitive rates are offered and the very simple online banking service is magic. Customer service is always prompt, polite and helpful. I thoroughly recommend SmartSave for your financial services needs. Reviewed on: 26th January 2024
Ian E's avatar
Ian E

Easy to use , great rate, overall a great experience.

5
Easy to use , great rate, overall a great experience. Reviewed on: 26th January 2024
Yusha Y's avatar
Yusha Y

Brilliant

5
Just very quick and easy to use…. Excellent product. Thank you Reviewed on: 26th January 2024
SMH's avatar
SMH

An easy to use system.

5
Smartsave operates an easy to use system. All information is readily available. Reviewed on: 26th January 2024
Mick S's avatar
Mick S

It was an easy process to open a new account.

5
It was an easy process to open a new account. App is easy to use Reviewed on: 26th January 2024
Sue's avatar
Sue

Easy deposit, clear communication when needed but no...

5
Easy deposit, clear communication when needed but not too much, competitive rate Reviewed on: 26th January 2024
Ben's avatar
Ben

Excellent, wonderful, exciting.

5
Excellent, wonderful, exciting....... Reviewed on: 26th January 2024
Robert Woolfall's avatar
Robert Woolfall

Offers good interest rates

5
Smartsave offers good interest on savings accounts. I have found it easy to set up an account online and to transfer money once matured. Have not required customer service as had no problems. Reviewed on: 26th January 2024
Jane S's avatar
Jane S

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