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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

low interest

2
I was stuck with a low fixed rate of interest so am not happy. Reviewed on: 26th January 2024
Andrea N's avatar
Andrea N

Easy to use website and efficient service.

5
Easy to use website and efficient service. Reviewed on: 26th January 2024
robocop's avatar
robocop

Easy banking good customer service

5
Easy banking good customer service Reviewed on: 26th January 2024
Judith L's avatar
Judith L

No complaints.

5
No complaints. Mostly typing for the prize draw Reviewed on: 26th January 2024
B's avatar
B

No hassle easy account to have

5
Easy & straightforward with competitive interest rate. Easy to manage account. Reviewed on: 26th January 2024
Jaffy60 's avatar
Jaffy60

Great rate, could do with an app

4
Great rate, could do with an app Reviewed on: 26th January 2024
Jim's avatar
Jim

Smartsave is so easy!

5
Setting up an account online with Smartsave is so easy! Great interest rates too. Reviewed on: 26th January 2024
Cathryn G's avatar
Cathryn G

Excellent experience

5
Easy website to navigate, excellent terms, customer service and comms. Whole experience excellent and a refreshing change from some providers. Highly recommended. Reviewed on: 26th January 2024
Heather Miller's avatar
Heather Miller

Very good, friendly and knowledgable staff.

4
Very good, friendly and knowledgable staff. Reviewed on: 26th January 2024
Keith P's avatar
Keith P

Online experience overall very good.

5
Website is very accessible and appears to be secure. Reviewed on: 26th January 2024
Raymond Farrelly's avatar
Raymond Farrelly

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