Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Excellent!

5
Excellent! A great experience with SmartSave! Reviewed on: 26th January 2024
Megan O's avatar
Megan O

I love the interface, and the language used is very...

5
I love the interface, and the language used is very user-friendly and straightforward. I had sufficient communication which was clear and helpful. Reviewed on: 26th January 2024
Connie Mc's avatar
Connie Mc

Everything seems to be going ok, everything seems st...

4
Everything seems to be going ok, everything seems straight forward and easy to use on app Reviewed on: 26th January 2024
Rachel B's avatar
Rachel B

Good rates and easy to use.

5
Good rates and easy to use. My wife and I both have accounts. Reviewed on: 26th January 2024
John D's avatar
John D

Best market rate and so simple to use.

5
Best market rate and so simple to use. Reviewed on: 26th January 2024
Graham P's avatar
Graham P

Straight forward and seamless

5
It was seamless to sign up for the account. Communication was clear so I knew exactly how to transfer money and where too. Renewal was also very straight forward and it’s the best saving I’ve got for a large sim of money. Reviewed on: 26th January 2024
Rachel C's avatar
Rachel C

GOOD SAVINGS RATES AND WELL ORGANISED PROVIDER.

5
GOOD SAVINGS RATES AND WELL ORGANISED PROVIDER. Reviewed on: 26th January 2024
JOHN W's avatar
JOHN W

Easy & good rate

5
Very easy to access online with a great interest rate Reviewed on: 26th January 2024
Bernie F's avatar
Bernie F

Easy and quick to open an account, with a good inte...

5
Easy and quick to open an account, with a good interest rate. Reviewed on: 26th January 2024
Susan Gardiner 's avatar
Susan Gardiner

Fantastic communication keeps me upto date

5
Fantastic communication keeps me upto date Reviewed on: 26th January 2024
Dawn w's avatar
Dawn w

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill