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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

The platform is one of the easiest on the market.

5
The platform is one of the easiest on the market.Simple to use and simple to understand. Reviewed on: 26th January 2024
Mark Wayne Probert's avatar
Mark Wayne Probert

Researched fixed rate bonds and Smartsave offered at...

4
Researched fixed rate bonds and Smartsave offered attractive rates. But could not proceed as found I could only have 1 fixed rate bond at a time and I had one already. Reviewed on: 26th January 2024
Mrs G's avatar
Mrs G

Easy to use website and explanations of the differen...

5
Easy to use website and explanations of the different savings accounts available. Easy registration too Reviewed on: 26th January 2024
Alison D's avatar
Alison D

Great experience Good rates.

5
Great experience Good rates. Very happy Reviewed on: 26th January 2024
Karen 's avatar
Karen

Very good savings rates.

4
Very good savings rates. I had a fixed rate done on line so haven't needed to contact anyone so cannot really comment on customer service. My bond is not matured yet so cannot comment on how easy or hard to get my money Reviewed on: 26th January 2024
SIP's avatar
SIP

Smooth sign up

5
The sign up process was smooth and I've had no issue with my account so far Reviewed on: 26th January 2024
Alex H's avatar
Alex H

I was pleased with all aspects of my previous invest...

5
I was pleased with all aspects of my previous investment that I reinvested again Depending on the rate at maturity in a couple of months time I will do so again Reviewed on: 26th January 2024
Mailman's avatar
Mailman

Excellent all round, set up easy and rates super!

5
Excellent all round, set up easy and rates super! Reviewed on: 26th January 2024
Rosie1's avatar
Rosie1

Very easy to open account on line and clear website...

5
Very easy to open account on line and clear website Reviewed on: 26th January 2024
Katy T's avatar
Katy T

Easy set-up and keeps me informed.

5
Easy set-up and keeps me informed. Reviewed on: 26th January 2024
John d's avatar
John d

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