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SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Thumbs up from me.

5
Very easy to sign up, very trustworthy and decent interest. Reviewed on: 26th January 2024
Mark H's avatar
Mark H

Easy to save with and good rates.

5
Easy to save with and good rates. Reviewed on: 26th January 2024
Beverly M's avatar
Beverly M

Smart save offer very competitive savings rates via...

5
Smart save offer very competitive savings rates via an easy to use online application. I have been delighted with the service and have mentioned them to friends. Reviewed on: 26th January 2024
Paul F's avatar
Paul F

A smart and easy way to save money

5
A smart and easy way to save money Reviewed on: 26th January 2024
Mrs m's avatar
Mrs m

Recommend

5
Confident in setting up account safely and securely. Reviewed on: 26th January 2024
D M's avatar
D M

Friendly efficient service.

4
Friendly efficient service. I have no problem recommending Smartsave to my family and friends. Good rates for savings products. Reviewed on: 26th January 2024
RTD's avatar
RTD

Positive service

5
Great , good service provided,does what it says it does Reviewed on: 26th January 2024
Debbie Herron's avatar
Debbie Herron

I have invested in SmartSave with a fixed bond for t...

5
I have invested in SmartSave with a fixed bond for the last year and found my experience with the bank to be easy, safe, and secure Reviewed on: 26th January 2024
Oliver A's avatar
Oliver A

Easy investing

5
Easy to invest & on maturity to re-invest Reviewed on: 26th January 2024
Barbara H's avatar
Barbara H

Excellent customer service

5
They have kept me informed at all times about interest rates, tax certificates and given advance notice of maturity which has allowed me to make an informed decision about my future investment., Reviewed on: 26th January 2024
Ann W's avatar
Ann W

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