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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

All communication with SmartSave has been clear and...

5
All communication with SmartSave has been clear and informative and upfront. And my interaction with the website has been easy and seamless including cashing in my savings at this time to pay for a funeral Reviewed on: 26th January 2024
Katie F's avatar
Katie F

All good

5
I set up online and have never had a particular problem so all good Reviewed on: 26th January 2024
LL's avatar
LL

Competitive products

5
Competitive products, hence second year I've had a fixed saver with Smartsave Reviewed on: 26th January 2024
AM12389's avatar
AM12389

awkward process for renewing my account but great value

4
awkward process for renewing my account due to my address changing, so I am no longer a customer - but it was great while it lasted Reviewed on: 26th January 2024
StephNM's avatar
StephNM

Great saving rates and no problems with access

5
Great saving rates and no problems with access Reviewed on: 26th January 2024
Kevboy 's avatar
Kevboy

Easy to use, straightforward and great interest rate

5
Easy to use, straightforward and great interest rate Reviewed on: 26th January 2024
Angela C's avatar
Angela C

Easy to apply online, and easy to transfer money int...

5
Easy to apply online, and easy to transfer money into the account. Reviewed on: 26th January 2024
Scott F's avatar
Scott F

This was my first month using smart save.

5
This was my first month using smart save. Earned 76pence. Reviewed on: 26th January 2024
Watkins's avatar
Watkins

Instant Saver

4
Decent account - 1 year fixed rate. Reviewed on: 26th January 2024
John N's avatar
John N

haven't needed customer service so just enjoy the in...

5
haven't needed customer service so just enjoy the interest Reviewed on: 26th January 2024
Barbara Reid's avatar
Barbara Reid

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