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SmartSave: Savings reviews

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4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Super rates for savers

5
Great returns on my investment . Avery happy bunny! Reviewed on: 26th January 2024
Alan B's avatar
Alan B

Good communication and great for investing.

5
Good communication and great for investing. Reviewed on: 26th January 2024
Michael G's avatar
Michael G

One of the best savings interest rates

5
I looked at a comparison site for the best fixed rate savings companies at that time and Smart Save was near the top. Was happy with the interest rate offered. Reviewed on: 26th January 2024
suew's avatar
suew

Smart save offers great returns and has an excelle...

5
Smart save offers great returns and has an excellent, easy to use website. Reviewed on: 26th January 2024
Dave 's avatar
Dave

It was simple to invest and at the time was one of t...

5
It was simple to invest and at the time was one of the best rates. Reviewed on: 26th January 2024
Ian R's avatar
Ian R

1 year fixed rate

5
I have a 1 year fixed, which was the highest rate on the market at the time, and they are still in the highest currently, so I will be staying with them once it matures. Reviewed on: 26th January 2024
S I's avatar
S I

Really easy to set up, offered the best rate...

5
Really easy to set up, offered the best rate when I needed to put my money somewhere safe. Website easy to navigate. All round top quality. Reviewed on: 26th January 2024
Kathryn O's avatar
Kathryn O

A simplistic proposition

4
A Simplistic Proposition with market leading interest rates backed by a simple, clear and customer friendly online approach. Reviewed on: 26th January 2024
Geoff W's avatar
Geoff W

Best rates out there!

5
Simple online application with competitive rates. Would highly recommend Reviewed on: 26th January 2024
Denise K's avatar
Denise K

Recommended

5
Good rates. Easy to use and set up. Informative Reviewed on: 26th January 2024
peter d's avatar
peter d

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