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SmartSave: Savings reviews

4.76
Based on 2,546 reviews, last reviewed 12th Jun 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Had an attractive interest rate so I invested. Had an attractive interest rate so I invested. When matured could not open another account as I had left it too late Reviewed on: 12th June 2025
Paul g's avatar
Paul g

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2546)

Review of the SmartSave, Savings:

An easy way to save - for everyone

5
Smartsave makes it easy for savers to navigate the often complex world of saving money. It is straightforward, easy to navigate and bound by a level of security that brings about confidence. Reviewed on: 6th March 2023

Smartsave are efficient and reliable to deal with

5
Smartsave are efficient and reliable to deal with Reviewed on: 20th April 2024

Easy to set up.

5
Easy to set up. Happy with the fixed rate interest. All went smoothly. Reviewed on: 9th April 2024

Great rates to lock in your money regular comms to...

5
Great rates to lock in your money regular comms to update you, an easy account to manage Reviewed on: 30th March 2024

Excellent company

5
Very easy to use and great rate of i terest Reviewed on: 22nd March 2024

Had duplicate profile,unable to open account.

4
Had duplicate profile,unable to open account. Called tram. They sorted out for me. Reviewed on: 22nd March 2024

Good return on your savings

5
Saving with smartsave is straightforward and easy . You know your money is safe and you will get a good interest return at the end of two years Reviewed on: 21st March 2024

Super easy

5
Super easy to set up the new account and send money. Everything dealt with without a glitch. I’ve used other sites and some don’t deserve to be in business! Best rate All you could want really. Reviewed on: 20th March 2024

I am delighted to revue SmartSave Bank.

5
I am delighted to revue SmartSave Bank. I have absolute confidence in its ability to manage my money and make it grow, without the hassle I have often experienced when using one of the "Big Five" Banks. Its online banking system is very easy to navigate and the Savings interest rates are always excellent. The service that I have received thus far, has been faultless. Reviewed on: 19th March 2024

Great account for me

5
Easy to set up the account and details of the saving is just what I want Reviewed on: 19th March 2024

Great rate for 1 yr fixed savings and very easy to d...

5
Great rate for 1 yr fixed savings and very easy to do the transaction Reviewed on: 18th March 2024