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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Good interest rates on a range of accounts

5
Pleased to get a good rate, and happy with customer services who responded quickly to queries. Reviewed on: 6th March 2023

Great rates

5
Good range of products & easy to open Reviewed on: 6th March 2023

No hassle savings

5
I am happy to vote for Smartsave due to their easy to use online applications and site. This is my third year of saving with them, knowing that my money is safe and secure, and at the end of the term will be transferred to an account of my choosing. Good communication and polite service! Reviewed on: 6th March 2023

Easy to control

4
Excellent way to invest on the Internet clear and simple execution Reviewed on: 6th March 2023

Peace of Mind

5
Easy to navigate website giving confidence to invest and receive a competitive rate. Reviewed on: 6th March 2023

Smart save

5
Very easy to set up an account and navigate website with excellent rates. Top customer service Reviewed on: 6th March 2023

Easy process

4
Easy to process and quick application Reviewed on: 6th March 2023

Brilliant

5
Very easy savings,account to,set up, been very impressed with the ease of everything. Reviewed on: 6th March 2023

Super Interest Rate

5
Great 1 year fixed rate savings account. Reviewed on: 6th March 2023

Consistent good rates

5
Always seem to be in top bracket of available savings Reviewed on: 6th March 2023