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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

easy to use, efficient and user friendly

easy to use, efficient and user friendly Reviewed on: 29th January 2024

The easiest investment I have made

MSE recommended SmartSave and it was the simplest investment I have ever made. Clear information and easy to follow online application, why can't all savings be this straightforward? Reviewed on: 29th January 2024

All good, a higher interest rate for a longer period...

All good, a higher interest rate for a longer period would score a 10 Reviewed on: 29th January 2024

Graphical visibility

Overall things seem ok with the Smart save account. It would be much better if you could give some visibility regarding the value of the saving and the expected value at maturity along with a timeline. Reviewed on: 29th January 2024

Easy to use and great value .

Easy to use and great value . I would recommend to others. Reviewed on: 29th January 2024

very easy to set up and the process was very straigh...

very easy to set up and the process was very straightforward to fallow. Easy to transfer funds. Reviewed on: 29th January 2024

Smart save fixed term Bond

Offered a wide variety of plans with excellent interest rates a fixed term returns Reviewed on: 29th January 2024

Competitive rates and excellent customer service

Competitive rates and excellent customer service Reviewed on: 29th January 2024

Very easy to set up the online savings

Very easy to set up the online savings Reviewed on: 29th January 2024

Easy straightforward banking using the app made it a...

Easy straightforward banking using the app made it a doddle Reviewed on: 29th January 2024

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